Privacy Policy

1. Data We Collect

We collect information you provide directly, such as name, email address, phone number, and company details when you contact us, request a report, or register for a course. Additionally, we automatically collect certain technical data via cookies and similar technologies, such as IP address, browser type, and page views.

2. Purposes of Processing

Your data is used for the following legitimate purposes:

• Providing our consultancy services for real estate financing and valuation.
• Processing requests for reports and courses on mortgage structures.
• Communicating about services, updates, and support.
• Improving the functionality and user experience of our website.
• Complying with legal obligations.

3. Cookies and Trackers

Our website uses cookies for essential operation, analysis, and performance. You can manage your cookie preferences via your browser settings. By using our site, you consent to the use of these cookies as described.

4. Sharing with Third Parties

We do not share your data with unauthorized external parties for marketing purposes. Data may be shared with trusted service providers (such as hosting partners) who assist us in our operations, and only under strict contractual safeguards. We may share data if legally required.

5. Your Rights

You have the right to:

• Request access to your personal data.
• Have inaccurate data corrected.
• Have your data deleted (the 'right to be forgotten').
• Object to certain processing.
• Withdraw your consent, if processing is based on it.
• Lodge a complaint with the supervisory authority.

6. Contact for Privacy Questions

For questions about this policy, exercising your rights, or privacy-related requests, you can contact: